Yesterday’s Tradition, Today’s Tech

Tu tanda, tu Circle. ¡Join hoy!

R.O.S.C.A. is a comunidad inspired by the Mexican concept of tandas and cundinas — modernizing a tried and true tradition to help people break financial barriers together. Join our community (currently in beta) and tell us how we can make it better!

Join our R.O.S.C.A. Circle (beta)

🇲🇽 Tanda 🇲🇽 Cundina 🇬🇹 Cuchubal 🇸🇻 Cuchubale 🇧🇿 Syndicate 🇵🇦 Pandero 🇵🇪 Junta 🇧🇴 Pasanacu 🇻🇪 San 🇨🇱 Polla 🇧🇷 Consórcio 🇩🇴 Sociedad 🇯🇲 Partners 🇹🇹 Sou-Sou 🇭🇹 Sol 🇧🇸 Esu 🌍 Susu 🇪🇹 Equb 🇰🇪 Chama 🇿🇦 Stokvel 🇸🇴 Hagbad 🇪🇬 Gam'eya 🇲🇦 Dart 🇵🇰 Kameti 🇮🇳 Chit Fund 🇨🇳 🇻🇳 Hụi 🇵🇭 Paluwagan 🇰🇷 Gye

What’s R.O.S.C.A.?

R.O.S.C.A. is a financial community, made for everyone, inspired by Latiné culture — built on the concept of money circles (tandas) of our ancestors, now reimagined with modern tech, security, and accessibility.

Learn more about our community by subscribing to our weekly Metiche newsletter or join our online community today!

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Join our R.O.S.C.A. Circle (beta)

R.O.S.C.A. Pa’ La Gente

Our goal is to support communities using the concept of tandas — or anything similar — not just to close financial gaps, but to build generational wealth and open doors to financial investing. Whether it's para una boda, your first car, a new home, or sending money back to la familia, we're here to help you reach your goals.

Tandas are more than a way to budget; they're culture-informed support, financial education, and organization to help you take ownership of your finances for generations to come.

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Let’s bring yesterday’s traditions with today’s tech.

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Why It Matters

Tradition Meets Tech

Lending circles have been around for hundreds of years in countries around the world

Empowering La Comunidad

Latinés in the U.S. have a total economic output surpassing $4.4 trillion.

Tech-Savvy Saving

Immigrant communities use technology at the highest rate compared to other consumers.

Trusted Banking Alternative

Latiné households in the U.S. are still underbanked or unbanked, citing high fees, unattainable minimums, and distrust in banks as the main reasons.

Save Fair, Save Smart

On average, Latinés are one of the underserved groups in the U.S. charged more by financial institutions to use bank services.

Let’s break it down

Our online community (beta) takes the budgeting circle traditions of our past and updates them to work for our community’s modern-day needs and realities. Here’s how it works:

Step 1: Join our circle

Sign up for our R.O.S.C.A. Circle comunidad to gain access to our tanda handbook, to create your own tandas, and to gain exclusive access to R.O.S.C.A. news and updates.

Step 2: Gather your crew

Invite ten of your friends, coworkers, primas, primos, or anyone who wants to build generational wealth with you! Choose the members of your circle, get clear on its purpose and rules, then learn y organize inside our R.O.S.C.A. Circle comunidad!

¡Juntos, get ready to heal your money wounds!

Step 3: Create your Plan

Whether your money circle is for an event, dealing with an emergency, or just need some breathing room, your R.O.S.C.A. Circle’s got your back.

Step 4: Stay on Track

Understand your money wounds. Uncover your scarcity mindset. Create your 12-month financial journey, and learn how to build a money circle with a group of trusted friends, or just you and your savings account. And, of course, you’ll have the R.O.S.C.A. Circle community rooting for you the whole way!